Financial Checkup

"70% of Americans live paycheck to paycheck." "America currently has a NEGATIVE savings rate!" Most people are solely hoping for social security to fund their retirement. The truth is that the chances of social security being there at retirement is getting slimmer every year.

How is your financial health? By the world's standards, you might think you're doing pretty good. But what about by OUR standards? Take this quick test to see if you're on your way to being wealthy or broke.

1. What is your age?
Under 18 Years Old
18 to 24 Years Old
25 to 30 Years Old
31 to 40 Years Old
41 to 50 Years Old
51 to 60 Years Old
Over 60 Years Old
2. What is your gender?
Male
Female
3. Are you (or your family) living on a written monthly budget?
Yes
No
4. Do you and your spouse agree on a financial plan?
Yes
No
No Spouse
5. Do you and your spouse fight over money?
Often
Sometimes
Never
No Spouse
6. Have you recently considered bankruptcy?
Yes
No
7. Do you have a Car Payment?
Yes
No
8. Which describe's your vehicle buying behavior?
Buy new cars
Buy 1yr old cars
Buy 2yr old cars
Buy older than 2 yrs
9. How much do you owe on your vehicles?
More than 50,000
30,000 - 50,000
10,000 - 30,000
5,000 - 10,000
Less than 5,000
None
10. What percentage of your monthly take home pay goes towards your mortgage?
More than 50%
35% - 50%
25% - 35%
Less than 25%
No Mortgage
11. What kind of mortgage do you have?
15 yr. Adjustable Rate
15 yr. Fixed Rate
30 yr. Adustable Rate
30 yr. Fixed Rate
Interest Only / Balloon
No mortgage
12. Do you have an emergency fund?
Yes
No
13. How much do you have in savings not including investments? (choose closest to your amount)
$0
$1,000
$5,000
$10,000
More than $10,000
14. What percentage of your income is invested into retirement? (closest to what you invest)
0%
5%
10%
15%
More than 15%
15. At what age did you begin investing into retirement?
Before 25
25 - 30
30 - 40
40 - 50
50 - 60
After 60
16. How much do you currently have invested (other than retirement)?
Less than 10,000
10,000 - 35,000
35,000 - 70,000
70,000 - 100,000
More than 100,000
17. What do you have most of your money invested in?
Stocks
Bonds
Mutual Funds
Savings Account
Other or No Investments
18. Do you have a will?
Yes
No
19. Do you have Life Insurance?
Yes
No
20. Do you believe that it is possible to be successful in our society without having any debt?
Definitely
Maybe
Probably Not

Remember to rate this quiz on the next page!
Rating helps us to know which quizzes are good and which are bad

Related Quizzes:

• Financial Disasters by Catlover
• The iPlan Financial Health Check by Candice Kelly
• Automatic Debt E-racer Evaluation by Dave
• Who are you??????? by Jeff
• Do you have it takes to be a trader by Magdalene

Create a quiz on GotoQuiz. We are a better kind of quiz site, with no pop-up ads, no registration requirements, just high-quality quizzes. Hey MySpace users! You can create a quiz for MySpace, it's simple fun and free.